Buy-Here-Pay-Here BHPH Financing In El Paso

No. With Buy Here Pay Here at Gael Auto Sales, your approval is based on your job, income, and down payment — not your credit score. We specialize in helping customers with bad credit, no credit history, or even past repossessions.

To get approved, you’ll need:

• A valid driver’s license or government-issued ID
• Proof of income (recent pay stubs, bank statements, or job letter)
• Proof of residence (utility bill, lease, or mail in your name)
• Your down payment (minimum $2000 for BHPH)

Yes. We offer multiple payment options:

• Online payment portal (available 24/7)
• Phone payments
• In-person at the dealership
• Automatic recurring payments (recommended for convenience)

No. En Gael Auto Sales aprobamos con solo su trabajo, comprobante de ingresos, comprobante de domicilio y enganche. No necesita historial de crédito para calificar.

For our Buy Here Pay Here (in-house financing) program, the minimum down payment is $2,000. This is required because there’s no credit check and approval is based only on your job, income, and down payment.

If you choose to apply for traditional bank financing, a lender may approve you with a lower down payment, depending on your credit profile.

Para nuestro programa de Buy Here Pay Here (financiamiento en casa) el enganche mínimo es de $2,000. Esto es necesario porque no revisamos crédito y la aprobación se basa únicamente en su trabajo, ingresos y enganche.

Si aplica con financiamiento de banco, el enganche puede ser menor, dependiendo de su historial de crédito.

Yes. We accept trade-ins and can apply the value of your trade toward your down payment. This can help reduce your out-of-pocket costs.

We’re a family-owned, local dealership in El Paso. We don’t inflate prices, and we work directly with you instead of through outside lenders. Our goal is simple: make reliable vehicles affordable for hardworking people — even with bad or no credit.